The healthcare industry is the Americans’ top concern, and priority as millions of Americans are dying because they can’t afford medical care, as the majority of the population delaying seeking medical help because of skyrocketing cost. Rep. Frank Pallone Jr, Democratic Representative of NJ, introduced the H.R.1884 last March 26, 2019. “Protecting Pre-Existing Conditions and Making Health Care More Affordable Act of 2019.” (Congress, 2020) cosponsor by 160 Democratic Representatives. The primary focus is to reverse the Trump administrations’ harmful sabotage to repeal the Affordable Care Act (ACA) or Obamacare, which strengthens the protection for people with pre-existing conditions by stopping the insurance junk that discriminates against consumers and extending waiver to the States. This bill will make health care affordable to all Americans by lowering its insurance premiums by expanding affordability assistance. “Specifically, the bill expands eligibility for premium tax credits beyond 400 percent of the federal poverty line and increases the size of tax credits for all income brackets.” (Pallone, 2019)
The legislation offers to fund the states to establish their State- Base insurance marketplaces, which is usually lower compared to out of state insurance marketplaces. The opportunity to take advantage of the development of the national reinsurance program in helping to cover consumer high-cost medical conditions, thus making premium low and affordable to all the consumers. Thanks to Trump Administration by signing Section 1332: State Innovations Waivers, many States take the growing use to have the federal money fund their State reinsurance program. As an evidence-based practice, the following State, such as Alaska, Maine, Maryland, Minnesota, New Jersey, Oregon, and Wisconsin, had a lower insurance premium compared to the other State that did not utilize reinsurance programs. (Norris, 2020) As democrats taking this bold step and taking in all the credits while bashing the present administration. They need to realize with Trump ways of making changes in trying to mitigate Obamacare something good for the people came out of it, probably if both of our political parties and leaders will just do their job correctly in harmony and for the people. They will be able to deliver and fulfill their long promises to American people of great healthcare reform.
Congress. (2020). Retrieved from www.congress.gov: https://www.congress.gov/bill/116th-congress/house-bill/1884/text?q=%7B%22search%22%3A%5B%22HEALTH+POLICY+2020%22%5D%7D&r=46&s=3
Norris, L. &. (2020, March 24). What Is Reinsurance and Why Are States Pursuing It? very well health. Retrieved from https://www.verywellhealth.com/reinsurance-4174980
Pallone, F. (2019, March 26). House Democrats Unveil Legislation to Strengthens Protection for Pre-Existing Conditions and Lower Healthcare Cost. Retrieved from https://energycommerce.house.gov/newsroom/press-releases/house-democrats-unveil-legislation-to-strengthen-protections-for-pre